Tropical Geography ›› 2020, Vol. 40 ›› Issue (4): 709-720.doi: 10.13284/j.cnki.rddl.003235
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Zhenfa Li1(), Wensheng Lin3, Yaling Ye1, Canfei He2(
)
Received:
2019-07-22
Revised:
2020-01-21
Online:
2020-07-31
Published:
2020-08-11
Contact:
Canfei He
E-mail:lizhenfa@pku.edu.cn;hecanfei@urban.pku.edu.cn
CLC Number:
Zhenfa Li, Wensheng Lin, Yaling Ye, Canfei He. Regional Disparity of Financial Inclusion in China—Determining the Relationship between Geographical Inclusion and Business Inclusion[J].Tropical Geography, 2020, 40(4): 709-720.
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Table 1
The spatial variation of the promoting effect of geographical inclusion to business inclusion"
区域 | 变量 | 2005—2008年 | 2009—2012年 | 2013—2017年 | 区域 | 变量 | 2005—2008年 | 2009—2012年 | 2013—2017年 |
---|---|---|---|---|---|---|---|---|---|
东 部 地 区 | l.loanbal | 0.551* | -0.264* | 0.566*** | 东 北 部 地 区 | l.loanbal | 1.027*** | 0.473* | 0.064 4* |
soe | 0.095 8 | 0.713*** | 0.146 | soe | 0.078 7* | 0.592** | 0.984*** | ||
thiprop | -0.699** | 0.237 | 0.217** | thiprop | 0.223 | 0.306** | 0.480** | ||
pergdp | -0.413* | 0.843 | 0.114* | pergdp | 0.347** | 0.818** | 0.019 9 | ||
eduprop | 0.529** | 0.0618 | 0.031 8 | eduprop | -0.166* | 0.068 | 0.314** | ||
phoneprop | 0.23 | -0.571 | -0.185 | phoneprop | -0.373 | -1.132** | 0.086 | ||
urban | 0.023 5 | 0.167** | 0.053 1 | urban | 0.005 86 | 0.101* | 0.226* | ||
rural | 0.038 0* | 0.086 0** | 0.040 1 | rural | 0.017 8 | 0.003 17 | 0.000 496 | ||
stock | 0.105* | 0.168** | 0.102*** | stock | 0.003 12 | -0.050 1 | -0.090 6 | ||
foreign | 0.099 3* | 0.208*** | 0.098 9* | foreign | — | — | — | ||
_cons | 15.62** | 5.95 | 4.017** | _cons | -6.124* | -4.722 | 8.659*** | ||
N/个 | 255 | 258 | 345 | N/个 | 106 | 111 | 141 | ||
西 部 地 区 | l.loanbal | 1.191*** | 0.506** | 0.296* | 中 部 地 区 | l.lnloanbal | -0.004 52 | 0.786*** | 0.044** |
soe | -0.108 | 0.357** | 0.373*** | lnsoe | 0.369*** | 0.075 7* | 0.762*** | ||
thiprop | 0.053 9 | -0.017 6 | 0.349*** | lnthiporp | -0.553*** | -0.106*** | 0.224 | ||
pergdp | 0.079 5 | -0.505** | 0.002 36 | lnpergdp | -0.340** | -0.225* | 0.219** | ||
eduprop | -0.119 | 0.078 5 | 0.353*** | lneduprop | 0.047 | 0.015 1 | -0.191 | ||
phoneprop | -0.022 | 1.019** | -0.031 1 | lnphoneprop | 0.438*** | 0.422* | 0.040 7 | ||
urban | 0.009 1 | -0.006 56 | 0.022 | lnurban | 0.069 5** | 0.002 38 | 0.109* | ||
rural | -0.004 95 | -0.001 3 | 0.040 3* | lnrural | 0.001 65 | 0.007 14 | -0.064 2 | ||
stock | -0.034 | 0.098 2 | 0.070 6 | lnstock | 0.477*** | 0.070 9** | 0.246*** | ||
foreign | — | — | — | foreign | — | — | — | ||
_cons | -3.691 | 11.80*** | 9.564*** | _cons | 18.73*** | 5.956** | 6.971*** | ||
N/个 | 186 | 229 | 325 | N/个 | 230 | 236 | 314 |
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